Different types of commercial trucking businesses need different types of coverage. If you operate a dump truck business and transport demolition waste, your commercial truck insurance coverage needs will be different from someone that transports food.
It’s getting more and more common for drivers to purchase their own trucks and start their own businesses. Whether you lease out to a larger company or operate under your own authority, we can provide you a quote for a policy that fits you and your business.
Liability coverage protects you if you’re in an accident and responsible for damage to another person’s health or property. Required policy limits vary by state and by type of trucking.
While it’s not required in most states to have cargo insurance, it’s a good idea to carry it. Cargo insurance covers any goods being transported within your trailer. Most shippers will refuse to work with a driver that doesn’t carry cargo insurance.
This type of insurance covers damage to your tractor or trailer in the event of a crash or other mishap. Your equipment is what allows you to stay in business, so physical damage coverage is critical.
Bobtail insurance is a liability insurance plan that covers you when operating under a company’s authority but not hauling a trailer. This is important to have if you want to limit your personal liability in the event of an accident while you’re not hauling cargo.
It’s not easy to find a commercial truck insurance provider that will tailor your insurance policy to your business. We offer an extensive range of policy options with different limits and deductibles and generate a quote with your needs in mind first.
Every business is unique, and you may need special coverage that isn’t offered elsewhere. That’s why we take the time to make quotes that are the perfect fit for you and your business. Give us a call at ### ### #### to get a quote for commercial trucking insurance, or start your quote online.