Long Haul Trucking Insurance

Businesses that transport goods interstate or in excess of 300 miles need specialized long haul trucking insurance. Companies that provide services such as bulk food transportation or auto transportation have needs that go beyond what a typical commercial auto insurance policy covers.

What does long haul trucking insurance cover?

General Liability is required to be carried interstate and protects your business against claims of bodily injury or property damage as a result of an accident.

It’s recommended that you also carry long haul cargo insurance, which covers any goods you haul. Not only is it a good idea to carry cargo insurance, but most companies won’t hire you to haul their goods if you don’t have this coverage.

What other coverages are available to a long haul trucking company?

While not unique to a long haul trucking insurance policy, there are some coverages that you should carry.

• Loading and unloading coverage - If any cargo is damaged while being loaded or unloaded, this type of coverage will pay out for any damages to the cargo.
• Wetness and dampness coverage pays out if cargo is moisture damaged due to equipment malfunction or a leak in your trailer.
• Reefer breakdown insurance - If you’re transporting refrigerated or frozen goods, such as produce, dairy, or meat, this protects you from liability for spoiled goods in the event of a breakdown in your refrigeration unit.

Long haul trucking workers’ compensation insurance

Long haul truckers are sometimes on the road for weeks at a time, and with this comes the risk of illness or injury. It’s important to carry workers’ compensation insurance as it protects both your employee and your business. Your employee will have medical bills paid for and receive a portion of their wages, and in turn will sign a waiver that they won’t seek litigation as a result of their job-related injury.

########## is an insurance provider that offers long haul trucking insurance. Contact us at ###-###-#### to get started or get a quote online.